What is a Store Credit Wallet?

What it is

The Wallet is a customer-funded store credit account held with Good Food Project. You load it with money and the full balance sits ready to spend whenever you want at goodfoodproject.co.uk. Your balance is tied to your email address and a unique Wallet code. It is not a bank account, not a debit card, and not a loyalty scheme. It sits outside the traditional banking system entirely. The balance itself never expires. The only thing with a time limit is the 12-month discount period that runs from the date you set up or top up.

How you load it

Bank transfer is how we prefer to trade with you. We would rather not hand a cut of every transaction to credit card merchants or PayPal for the privilege of you and us doing business together, so when you top up by bank transfer, that saving comes straight back to you as a 1% bonus on every load, not into a processor's pocket. This bonus runs on every top-up, not just the first, for as long as you have a Wallet. Card payment is available if bank transfer is not practical for you, but it is not the route we actively encourage.

What you get

The Wallet carries a 1% bank transfer bonus on every top-up. Alongside that, the discount runs automatically at checkout on every order you place for the next 12 months. The Wallet discount stacks on top of any promotional codes we are running, so you often get double discounts.

Wallet Tiers

The amount you load onto your Wallet sets your discount tier for the next 12 months. Four tiers are open to everyone, starting at £300 and running up to the limited edition £2,500 level, and two higher tiers are open to existing Wallet holders. If you are loading a larger amount, you can split it across two or more transfers, explained further down the page.

The bank transfer bonus applies to every tier, on every top-up. The £2,500 tier is a limited edition release and usually sells out within days of going live. If you want first access, join the SMS waiting list and you will get a text the moment the next batch opens.

You only ever top up the difference. If you are sitting on a £400 balance and you want the 10% tier, you send £600, not another £1,000.

Above £2,500

The ladder does not stop at 12%. We run two higher tiers, £5,000 at 14% off and £7,500 at 16% off, and they are open to existing Wallet holders only.

The extra bonus runs on those two tiers as well while it is open, £30 on the £5,000 tier and £35 on the £7,500 tier.

We keep them that way on purpose. Those are large amounts of money to place with a business, and we would rather people had a Wallet running first, seen the statements, spent from the balance, and decided for themselves that it works, before they put that much on it. So start wherever makes sense for your household. Once you have a Wallet, the higher tiers are open to you.

The Bigger Picture

Reviewed Tuesday 22 September 2026

• Supply chain risks are rising National Audit Office, Friday 4 September 2026 Extreme weather, cyber attacks, energy disruption and disease outbreaks all more likely and more severe. The public has not been brought into the planning.
• Worst harvest since 1984 AHDB and ECIU, August 2026 Wheat yields 12% below the five-year average. Up to 2.5 million tonnes lost to drought. Four of the five worst harvests on record have been this decade.
• Veg, salads, potatoes and fruit already tight IGD availability update, August 2026 Drought across the UK and Europe, low water on the Rhine holding up freight. Several supply chains hitting the same limit at once.
• A third of our food comes through four ports Dover, Felixstowe, Southampton, London Gateway Supermarkets hold very little stock behind the shelves. There is no depth if something stops.
• The government now tells households to stock up Cabinet Office resilience campaign, 2026 Water, food that keeps, torch, radio, power bank. For weather, cyber attacks or hostile states. Their advice changed. Ours did not.

Stock up while the food is there.

The Wallet is what funds the stock. Your money buys full pallets at the best price we can get, the range grows, and you draw it down whenever you want with a discount running on top for 12 months.

The five pillars of the Food Security Plan

The Wallet is one part of a bigger picture. Our full Food Security Plan has five pillars, built from years of working with customers who want more control over their food supply, their money, and their data. Here they are, stripped back to the essentials.

1. Stock up at home. The single most effective food security action any household can take.
2. Use the GFP Preorder service for the widest range and best prices on long shelf life food, essentials, supplements, and natural remedies.
3. Support local farmers, butchers, bakers, and growers wherever possible. Use GFP for anything you cannot source locally.
4. Move part of your household grocery budget off grid through the Store Credit Wallet system.
5. Build community through GFP events and the wider customer base.

The Banks Angle: Biometrics, Privacy, and Split Payments

More and more banks now want a thumbprint or a face scan before they will release a payment. There is no single national rule and the trigger is not the same everywhere. Some banks start asking somewhere around £750. Plenty ask at a good deal less than that. Some ask on any first payment to a new payee whatever the amount. Your own bank's threshold is whatever your own bank has decided, and it can change without telling you.

What is consistent is the direction of travel. More checks, more often, on smaller amounts, and a biometric record logged against the payment each time one is given.

For our customers this matters more than it might for the average shopper. A weekly order with Preorder, a quarterly stock-up on essentials, or a household supplement top-up can all run into the hundreds without anyone trying to spend big.

The Wallet gives you a way round it. Load your Wallet, then spend from the balance. Your weekly and monthly food orders stop being bank payments at all, because the money is already sitting with us waiting to be spent. One transfer instead of dozens.

And when you do top up, you can split it into two or more smaller transfers rather than sending one large one. You send them from your own banking app, in your own time, and the money reaches your Wallet exactly the same way. We treat it as one transfer, so your tier and your discount entitlement are worked out on the total. Most people find keeping each one under £750 does the job, but you know your own bank better than we do, so use whatever size keeps you clear of the check on your account.

The broader principle is this. The Wallet is private payment infrastructure for food. Keeping your grocery budget outside the banking surveillance system is a reasonable, practical decision, and an increasing number of our customers are making it.

Ready to Set Up Your Wallet?

You have read the full page. You know what the Wallet is, how it works, and why we have built it now. Two options are live right now: apply for a new Wallet using the button below, or top up an existing Wallet if you already have one set up. If you want to check your current balance first, the link is just underneath.